Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Defective electrical wiring systems cause approximately 40,000 residential fires annually, according to a United States Consumer Product Safety Commission (CPSC) study. In addition, electric cords and plugs are involved in about 18,700 fires annually. The National Electrical Safety Foundation offers numerous tips to safeguard the home against electrical fire and related losses, including the following.
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Fraudulent charges to your personal or business accounts can be both financially and emotionally devastating. Even if you do eventually recover the funds, the stress and time that results from having been stolen from can take a toll.
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For many, summer ushers in sunny afternoons spent lounging by pools, floating lazy rivers, and taking the boat out for waterskiing, fishing, and all things wet and wonderful in New Jersey. And, whether by a backyard kiddie pool or a local pond, children are particularly enamored, making water safety a foremost concern for parents.
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As gentle spring breezes give way to summer's scorching temps, many without air conditioning in New Jersey will struggle to keep their homes cool. But all is not lost in the absence of central air. There are many simple, tried-and-true measures you can take to bring comfort back to the summer months.
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It's one of those things that's overlooked until it's absolutely necessary: a first aid kit. Whether you're relaxing at home, navigating five-o-clock traffic, or summer adventuring in your new RV, having a simple first aid kit can mean the difference between an inconvenience and an emergency.
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The "Great Resignation" and labor shortages throughout 2021 made recruiting and retaining employees a challenge for businesses across the country. And, while 2022 remains an employee's market, there's room for hope. The U.S. Bureau of Labor Statistics' April 2022 jobs report showed that both the unemployment rate and participating labor force closely mirror pre-pandemic numbers, remaining steady at 3.6 percent and 62.2 percent, respectively.
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How old is too old to drive? It's not necessarily an easy question to answer. Depending on physical health, skill, vision, and even location, elderly drivers can be capable of safely and predictably handling a vehicle well into their seventies and even eighties. And, as baby boomers age further into their golden years, an increasing percentage of drivers will find themselves in that bracket. In fact, the Federal Highway Commission's 2016 data noted a record 41.7 million drivers over the age of 65. That's nearly one in five of the licensed population, an increase of 15 million over 20 years ago. By 2020, drivers aged 75 and older numbered more than 17 million. And, by 2030, the National Highway Traffic Safety Administration (NHTSA) estimates that one out of every four drivers will be an older adult.
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Never has a vacation seemed more appealing than the present. On the heels of a pandemic that just won't quit, the country is currently reeling from the everyday impacts of inflation on transportation, housing, groceries, and more. For many, vacation plans have taken a backseat to the responsibility of more pressing financial matters. But, that needn't be the death knell for the unique family experiences and meaningful memories that only time spent away from it all can provide. Here are some budget-friendly options to get in on a little taste of the sweet life.
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